Gima has fantastic clothes for free. They are mostly prim so you need to be a bit skilled. They also have some awesome clothes for 10L. This outfit has top, body wrap and shoes. Go check it out.
Bikini: Silver Dreams @ Gima http://slurl.com/secondlife/GiMa%20Island/107/63/24
Skin: Megan (Group Gift, free) @ YS & YS http://slurl.com/secondlife/Feel%20Beautiful/98/64/25
Hair: Lemon Cherry (colored red) (Free ball on beach) @ Analog Dog http://slurl.com/secondlife/Analog%20Dog%20Hair/89/224/23